How much does a pneumonia hospital stay cost in Georgia?
That's the typical price in Georgia before insurance — most people land between $12,185 and $25,325. That's 25% above the US average of $13,767.
What you'd actually pay
| Typical employer or Silver plan | $7,680 |
| Uninsured (hospital cash price) | $18,900 |
Silver assumes a $5,304 deductible, 20% coinsurance, capped at the $10,600 out-of-pocket maximum. If you're uninsured, ask about charity care — nonprofit hospitals can't bill you list price if you qualify, and most people never ask.
Try your own plan →Why Georgia costs what it does
Georgia hospitals charge private insurers 317% of what Medicare pays for the same care. The national average is 254%.
#5 most expensive of 50 states
The same care costs $8,781 in Arkansas and $18,753 in Florida — a 2.1× spread for identical treatment. Where you live is one of the biggest single factors in your bill.
What Medicare pays
Medicare pays $11,262 for this. In Georgia, private insurers pay roughly 1.5× that.
Compare nearby states
An estimate, not a bill. Built from published data: the national price from Peterson-KFF Health System Tracker — cost of respiratory hospitalization, scaled by Georgia's hospital price level from RAND. Your actual bill depends on your hospital, your plan and your diagnosis. Not medical or financial advice. How we work this out →