What if I…
Real US medical prices, from published data. See what it typically costs, what it costs in your state, and what you'd actually pay after insurance.
Prices are insurer-negotiated allowed amounts — what the care actually gets paid, not the inflated "list price." Every number links to its source.
Having a baby costs twice as much in Florida as in Arkansas. Same delivery.
Uninsured? The cash price you're quoted is typically higher than what an insurer would have paid.
An MRI costs $1,131. It's below every deductible we model — so most insurance pays none of it.
Pregnancy
Heart
Bones & Joints
Digestive
Screening
General
Eyes
Dental costs are a different beast →
Dental insurance is the opposite of medical insurance: it caps what the insurer pays, not what you pay. There's no out-of-pocket maximum. See the real prices →
What we don't know
Most cost sites will give you a number for anything. We won't. For these, no credible negotiated price is published anywhere in the US — so rather than dress up a guess, we're telling you it doesn't exist.
- Having a stroke — No commercial negotiated price is published anywhere in the US. Medicare paid an average of $13,906 in 2024 (facility only), but that is a Medicare rate for an older population — not what your insurer pays, and we will not dress it up as one.
- Breaking a bone — Astonishingly, no source publishes an all-in negotiated price for a fracture ER episode. The only figures available are billed charges, which are fiction.
- Gastric sleeve — No published price. We have gastric bypass at $27,954 and we refuse to reuse that number and call it a sleeve — they are different operations with different facility fees. Every "gastric sleeve cost" page we checked was quoting a cash price or was a lead-generation site with no source.
- Ventral & umbilical hernias — We have a real price for inguinal (groin) hernias only. The other types are not separately published.