How much does a pneumonia hospital stay cost in Arkansas?
That's the typical price in Arkansas before insurance — most people land between $6,227 and $12,942. Arkansas is the cheapest state in the country for hospital prices.
What you'd actually pay
| Typical employer or Silver plan | $5,999 |
| Uninsured (hospital cash price) | $9,659 |
Silver assumes a $5,304 deductible, 20% coinsurance, capped at the $10,600 out-of-pocket maximum. If you're uninsured, ask about charity care — nonprofit hospitals can't bill you list price if you qualify, and most people never ask.
Try your own plan →Why Arkansas costs what it does
Arkansas hospitals charge private insurers 162% of what Medicare pays for the same care. The national average is 254%.
#50 most expensive of 50 states
The same care costs $8,781 in Arkansas and $18,753 in Florida — a 2.1× spread for identical treatment. Where you live is one of the biggest single factors in your bill.
What Medicare pays
Medicare pays $11,262 for this. In Arkansas, private insurers pay roughly 0.8× that.
Compare nearby states
An estimate, not a bill. Built from published data: the national price from Peterson-KFF Health System Tracker — cost of respiratory hospitalization, scaled by Arkansas's hospital price level from RAND. Your actual bill depends on your hospital, your plan and your diagnosis. Not medical or financial advice. How we work this out →