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I want veneers
A porcelain veneer, per tooth.
The three prices nobody explains to you
What you'll see quoted $1,485 The billed charge. A list price. Nobody pays this.
What a dentist actually accepts $765 The allowed amount — payment in full, in-network.
What insured patients paid $395 Average, from real claims.
Source: Colorado All-Payer Claims Database (CIVHC) — dental analysis, commercial claims (CY2024) — the only US source publishing dental allowed amounts from actual commercial claims.
⚠️ Read this carefully: this figure only reflects the minority of veneers that were submitted to insurance at all. Most veneers are cosmetic and paid in cash, and cash cosmetic pricing likely works differently. Treat as indicative, not typical.
What you'd actually pay
Your plan pays —
You pay —
Remember: dental plans have no out-of-pocket maximum. Medical insurance
protects you from catastrophe. Dental insurance caps what the insurer pays, not what you pay.
An estimate, not a quote. Prices are Colorado commercial claims — the only state that publishes
this. Colorado's data misses roughly half of covered lives (self-insured employers don't report). Coinsurance
tiers (100% preventive / 80% basic / 50% major) are an industry convention, not a measured average —
nobody publishes what share of plans actually use them. Not dental or financial advice.
Our methodology →