How much does an MRI cost in Arizona?
That's the typical price in Arizona before insurance — most people land between $816 and $2,023. That's 10% above the US average of $1,131.
What you'd actually pay
| Typical employer or Silver plan | $1,242 |
| Uninsured (hospital cash price) | $1,367 |
Silver assumes a $5,304 deductible, 20% coinsurance, capped at the $10,600 out-of-pocket maximum. If you're uninsured, ask about charity care — nonprofit hospitals can't bill you list price if you qualify, and most people never ask.
Try your own plan →Why Arizona costs what it does
Arizona hospitals charge private insurers 279% of what Medicare pays for the same care. The national average is 254%.
#16 most expensive of 50 states
The same care costs $721 in Arkansas and $1,541 in Florida — a 2.1× spread for identical treatment. Where you live is one of the biggest single factors in your bill.
What Medicare pays
Medicare pays $312 for this. In Arizona, private insurers pay roughly 4.0× that.
Compare nearby states
An estimate, not a bill. Built from published data: the national price from Health Care Cost Institute — HealthPrices.org, scaled by Arizona's hospital price level from RAND. Your actual bill depends on your hospital, your plan and your diagnosis. Not medical or financial advice. How we work this out →