How much does kidney stone treatment cost in Michigan?
That's the typical price in Michigan before insurance — most people land between $4,520 and $10,053. That's 26% below the US average of $9,130.
What you'd actually pay
| Typical employer or Silver plan | $5,602 |
| Uninsured (hospital cash price) | $7,473 |
Silver assumes a $5,304 deductible, 20% coinsurance, capped at the $10,600 out-of-pocket maximum. If you're uninsured, ask about charity care — nonprofit hospitals can't bill you list price if you qualify, and most people never ask.
Try your own plan →Why Michigan costs what it does
Michigan hospitals charge private insurers 189% of what Medicare pays for the same care. The national average is 254%.
#48 most expensive of 50 states
The same care costs $5,823 in Arkansas and $12,437 in Florida — a 2.1× spread for identical treatment. Where you live is one of the biggest single factors in your bill.
What Medicare pays
Medicare pays $3,771 for this. In Michigan, private insurers pay roughly 1.8× that.
Compare nearby states
An estimate, not a bill. Built from published data: the national price from Health Care Cost Institute — HealthPrices.org, scaled by Michigan's hospital price level from RAND. Your actual bill depends on your hospital, your plan and your diagnosis. Not medical or financial advice. How we work this out →