How much does gallbladder surgery cost in Virginia?

$21,878

That's the typical price in Virginia before insurance — most people land between $16,827 and $28,322. That's 3% above the US average of $21,210.

What you'd actually pay

Typical employer or Silver plan$8,619
Uninsured (hospital cash price)$24,066

Silver assumes a $5,304 deductible, 20% coinsurance, capped at the $10,600 out-of-pocket maximum. If you're uninsured, ask about charity care — nonprofit hospitals can't bill you list price if you qualify, and most people never ask.

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Why Virginia costs what it does

Virginia hospitals charge private insurers 262% of what Medicare pays for the same care. The national average is 254%.

#21 most expensive of 50 states

The same care costs $13,528 in Arkansas and $28,892 in Florida — a 2.1× spread for identical treatment. Where you live is one of the biggest single factors in your bill.

What Medicare pays

Medicare pays $13,815 for this. In Virginia, private insurers pay roughly 1.6× that.

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An estimate, not a bill. Built from published data: the national price from Health Care Cost Institute — HealthPrices.org, scaled by Virginia's hospital price level from RAND. Your actual bill depends on your hospital, your plan and your diagnosis. Not medical or financial advice. How we work this out →